5-Time Industry Award Winner (across 2022-2025)

Your South African Money,Moved safely to the

Send up to R2 million per calendar year per adult, converting ZAR to GBP, EUR or USD, with no SARS approval required under the SDA.

WhatsApp the Team

No forms before you’re ready. Just a conversation.

Doubled from R1 million in the 2026 Budget. Now R2m per adult, per calendar year — R4m for couples.

Juristic Representative
5,000+ clients served
69,000+ SA expat community
Hundreds of 5-star reviews

Moving money out of South Africa — done properly, by people who get it

Getting money out of South Africa is rarely as simple as it should be. SARS paperwork, exchange control rules, bank delays. It adds up fast when you are trying to build a life on the other side of the world.

We specialise in GBP/ZAR, EUR/ZAR and USD/ZAR, the three pairs that matter most to South Africans living abroad. And unlike a call centre, you deal with a real person who knows your name, understands your situation, and sees it through to the end.

WHAT WE DO

Send money from South Africa
to the UK or EU, the right way.

Whether you are relocating, accessing funds, or planning ahead, we help you move money out of South Africa with clarity and compliance.

Money Transfers

GBP, EUR and USD transfers from South Africa — under the SDA and FIA

Move money from South Africa to the UK or EU under both the Single Discretionary Allowance and Foreign Investment Allowance, with clear guidance on the process.

Up to R2m SDA + R10m FIA
Tax Emigration

Cease SA tax residency cleanly with full SARS compliance

We guide you through the SARS side of the process so your financial affairs match the reality of your move.

End-to-end managed
Access Your RA

Withdraw your retirement annuity after tax emigration

Where applicable, we help you navigate the compliance and timing involved in unlocking retirement-related funds from South Africa.

15+ years expertise
Annual Allowances

Use your full R2m SDA + R10m FIA each calendar year

We help structure the process around the approvals and supporting steps needed to move funds lawfully and efficiently.

SARB and SARS compliant
Inheritance Transfers

Move SA inheritance proceeds to your offshore account

We handle the SARS clearance and banking paperwork to move inheritance funds out of South Africa properly and on time.

Full documentation support
SA Tax Services

In-house SARS-registered tax practitioners for non-residents

Our in-house team handles your SARS filings, non-resident tax status, and compliance so you can focus on life abroad.

SARS-registered practitioners
Business Solutions

Forward exchange contracts and FX risk management for SA businesses trading internationally

Structured FX facilities for South African companies importing, exporting, or managing cross-border treasury.

Corporate FX specialists
Recognised for Excellence
CorporateLiveWire Innovation & Excellence Awards — WhiteBirch Group Ltd, Money Transfer Specialists of the Year

Multi-year award winner of Money Transfer Specialists of the Year.

Winner 2023 · 2024 · 2025
WHY WBFOREX

Support in the UK. Execution in South Africa.

Cross-border finance works better when both ends of the journey are properly understood. That is exactly how we are built.

WBForex team member providing UK-Based Support for South African Expats

UK-Based Support

Our UK team understands the practical reality of arriving, settling in, and needing funds to move at the right time. You get guidance shaped by the destination, not just the transaction.

Peter Botha, UK Strategy Lead and South African Expat Specialist at WBForex
Peter
UK Strategy
WBForex team member providing South African Execution for South African Expats

South African Execution

Our South African team handles the regulatory engine room, including the SARS and exchange-control side, with the detail and persistence these processes demand.

Adele van der Merwe, South African Execution and SARS Clearance Specialist at WBForex
Adele
SA Execution

The result is a more joined-up experience: less confusion, fewer handoffs, and better visibility from start to finish.

TRUSTED IN THE COMMUNITY

We didn't join the community. We built it.

The first place 69,000+ South Africans land — before they land.

We founded this community in the early days to give South Africans a place to ask the questions nobody else was answering — visas, schools, pets, removals, banking, and yes, money. Today it’s grown to 69,000 members supporting each other through every stage of the journey, from first thinking about leaving to settling in after arrival.

69,000+
Members and growing
Est. 2015
The original SA–UK community
2,000+
Comments every month
Visas to removals
Every stage of the journey covered
Join the Community
WBForex community on mobile
THE WINNING STREAK

Recognised for Excellence

Consistently delivering award-winning financial services to the South African expat community.

SME News
Finance Award Winner 2022 & 2025
Good Business
Charter Accredited Ethical Status
FSB
FSB Member
Federation of Small Businesses
Corporate LiveWire
Excellence Award 2023, 2024 & 2025
Real Stories from Real Saffas

Don't take our word for it.

Hundreds of 5-star Google reviews from South Africans we've helped move their money home and abroad.

Peter and Adele genuinely care about getting things right. They walked us through every step of moving our retirement funds to the UK - nothing was too much trouble, and we always knew exactly where things stood.
Sandy Ludlow, South African expat client at WBForex
Sandy Ludlow
Retirement annuity access, relocated to Surrey
After years of trying to sort out our tax emigration through other providers, WBForex finally got it done. Adele handled the SARS side with incredible patience and kept us in the loop every week. Could not recommend them more highly.
Denise Allerton, South African expat client at WBForex
Denise Allerton
Tax emigration and annual transfers, London
We had a large inheritance to move and were completely overwhelmed by the paperwork. WBForex took care of everything - the SARS clearance, the banking, all of it. Professional, transparent, and genuinely lovely people to deal with.
Lise Parry, South African expat client at WBForex
Lise Parry
Inheritance transfer, relocated to Edinburgh
Read all our Google reviews →
HOW IT WORKS

A simpler path from South African funds to UK life

Most clients are up and running within the week — once your transfer is locked in, funds clear next business day

Consultation

Tell us your story. We understand your situation, where funds sit, and what needs to happen first.

✓ No forms before you’re ready

Compliance path

From SARS-related requirements to transfer mechanics, we identify the correct route before money starts moving.

✓ We explain and manage the SARS steps for you

Execution

Our team handles the process with you, keeps you updated, and helps move matters forward without unnecessary friction.

✓ No chasing banks yourself

Your funds arrive with clarity

No black box, no vague handoffs, and no wondering who is responsible for what.

✓ Clear costs before you commit

Our Commitment

Growing roots,
one transfer at a time

Each transaction with WBForex contributes to the WhiteBIRCH Foundation's ongoing tree-planting programme — because financial excellence and environmental responsibility belong together.

  • Carbon offset through reforestation
  • Local community employment in South Africa
  • Ecosystem restoration across southern Africa
Trees planted so far428And growing with your support

The Saffa Insider

Monthly insights on SA expat finances, SARS updates, market snapshots, and tips from the community — written by people who've made the same move.

No spam. Unsubscribe any time. Read by 2,000+ SA expats.

Ready to move your money with more clarity and less friction?

Whether you are preparing to relocate, formalising your tax position, or moving funds already approved to leave South Africa, we can help you understand the right next step.

WhatsApp, call, or email us to start the conversation

Have questions first? Our FAQ page covers the SDA allowance, SARS approval requirements, transfer timelines and more.

Part of WhiteBirch Group Ltd - trusted by new arrivals worldwide for over a decade.
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